Private Client Services

Personal and Family Protection

• Life Assurance
• Income Replacement Insurance ##
• Critical Illness cover ##

Retirement Planning

• Personal Pension Plans
• Pension Transfer Advice
• Annuities
• Drawdown Pensions
• Phased Retirement
• SIPP’s

Investment

• Building Society/Bank Deposit Accounts **
• National Savings **
• Investment Funds
• Individual Savings Accounts (NISA)
• Investment Bonds
• Venture Capital Trusts

Others

• Inheritance Tax Planning **
• School Fee Plans

Corporate Client Services

Occupational Pensions

• Staff Pension Schemes (including Stakeholder)
• Directors Pension Arrangements
• Small Self Administered Schemes

Other Employee Benefits

• Long Term Disability Protection Schemes ##
• Group Death In Service Schemes
• Group Critical Illness Insurance ##
• Pre-Retirement / Redundancy Counselling **

Corporate Risks

• Key Personnel Insurance ##
• Share Buyout Arrangements **
• Partnership Planning

## Not all forms of these Products/Services are regulated by the Financial Conduct Authority

** The Financial Conduct Authority does not regulate these Products/Services